The Billable Blog

More from the blog.

Page 5 of 6 — practical, no-fluff guides on invoicing, pricing, cash flow, taxes and keeping the money side of your solo business in order.

A hand stacking rising columns of coins
Pricing

How to Raise Your Rates With Existing Clients

How to raise your rates with existing clients without losing them: when to do it, how much notice to give, and a short, confident email script you can adapt.

· 5 min read
A young plant growing out of a pile of coins
Cash Flow

Runway and Rainy Days: Building a Financial Buffer for Your Solo Business

How big a cash buffer does a freelancer need? One, three or six months of expenses, and how to build it from zero so late payers stop being emergencies.

· 5 min read
A white calculator on a light background
Invoicing

The Anatomy of an Invoice That Gets Paid Fast

What to include on an invoice so clients pay it fast: a line-by-line breakdown of the header, line items, totals and payment details, and why each one matters.

· 5 min read
Two people reviewing accounts at a laptop
Finances

Bookkeeping Basics Every Solopreneur Should Know

Bookkeeping for a one-person business is simpler than it sounds: record income, expenses and invoices as you go. The few habits that make tax time painless.

· 5 min read
A printed tax withholding form on a desk
Taxes

How to Set Aside Money for Taxes When You're Self-Employed

Self-employed? Move a fixed share of every payment, often 25% to 35%, into a separate account and the tax bill never surprises you. A simple system that works.

· 5 min read
A rising green line chart on a screen
Cash Flow

Cash Flow Management for Freelancers: A Survival Guide

Profitable freelancers still run short when money lands late. How to manage cash flow on lumpy income: a buffer, faster payments and a look ahead.

· 5 min read
A small-business owner taking a card payment from a customer
Getting Paid

How to Chase a Late Invoice Without Feeling Awkward

How to chase a late invoice politely: a three-step reminder sequence with copy-paste wording, so you get paid without souring the client relationship.

· 5 min read
A flat lay of US dollar bills
Finances

Why You Should Separate Business and Personal Finances (and How)

Mixing business and personal money feels harmless at first, then turns tax time into detective work. Why to separate your finances, and how in five steps.

· 5 min read
A notebook with a hand-drawn growth chart, pen and ruler
Pricing

How to Set Your Freelance Rates Without Guessing

How to set freelance rates from your income target, costs and billable hours — a simple formula, a worked example, and how to price projects that win work.

· 5 min read