The Billable Blog

More from the blog.

Page 4 of 6 — practical, no-fluff guides on invoicing, pricing, cash flow, taxes and keeping the money side of your business in order.

The earth at night from orbit, city lights spread across the continents
Getting Paid

Getting Paid by Overseas Clients Without Losing Money on the Way

Getting paid by overseas clients loses money to bank fees and hidden FX margins. Here's where it goes, how to keep more of it, and what to record when it lands.

· 11 min read
A candlestick chart showing a steep drop after a long steady run
Finances

When One Client Is 60% of Your Income

Client concentration risk: how to work out what share of your income one client controls, when it turns dangerous, and how to fix it without firing anyone.

· 8 min read
A flat lay of US dollar bills
Getting Paid

What Your Payment Provider Actually Keeps

Your payment provider keeps more than its stated fee — most hides in the exchange rate. How to work out the real cost of an international payment, step by step.

· 8 min read
A person reviewing figures and notes at a desk
Time Tracking

Timesheets as Evidence: Using Tracked Time to Defend a Quote

When a fixed-fee project doubles in size, asking for more sounds like complaining — unless you can show why. How to log time so a change order gets a yes.

· 8 min read
A wristwatch resting on a wooden desk
Time Tracking

How to Track Time Without Micromanaging Yourself

Most freelancers quit time tracking because it feels like surveillance. Done right, it's not a productivity score — it's evidence of whether your prices work.

· 7 min read
A phone on a desk lighting up with a notification beside a laptop
Getting Started

Push Notifications: The Things You'd Otherwise Forget

Billable sends push notifications to your phone and desktop: a morning digest of overdue, due and draft invoices, plus alerts for expiring quotes and timers.

· 6 min read
Abstract swirl representing an AI model
Invoicing

Invoicing for AI-Assisted Contract Work

AI made you faster, and hourly billing punished you for it. How to price and invoice AI-assisted contract work so the time you save stays your profit.

· 7 min read
A world map highlighting different regions
Taxes

Remote Work Tax Traps: Where You Live vs. Where You Earn

Live in one country, bill clients in another? How tax residency, income source and tax treaties decide who taxes remote income, and how to avoid paying twice.

· 7 min read
Two people discussing an agreement across a table
Pricing

Retainers vs. Project Fees: Which One Should You Charge?

Retainers vs. project fees: projects pay well but arrive in bursts, retainers are steady but can creep. How to choose, price and structure each one.

· 7 min read