The Billable Blog
Money, made simple for a business of one.
Practical, no-fluff guides on invoicing, pricing, cash flow, taxes and keeping the money side of your solo business in order.
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Practical, no-fluff money guides for freelancers and solo businesses — plus the occasional product update. No spam, unsubscribe anytime.
Cash Flow Management for Freelancers: A Survival Guide
Profitable businesses still go under when the timing of money goes wrong. How to manage cash flow when your income is lumpy and unpredictable.
GST and a Current Account for Your Sole Proprietorship in India
Two decisions do more than anything else to make a new proprietorship feel real: whether to register for GST, and how to open a business current account. Here's how to get both right.
How to Register Your First Sole Proprietorship in India
There's no single 'proprietorship certificate' in India — you build your business identity from a few key registrations. Here's what actually matters and the order to do it in.
Managing Contractors: Contracts, Rates and Getting Payments Right
Bringing in help is a milestone — and a new pile of admin. Here's how to keep contractor agreements, rates and payouts clear so nothing slips or sours a good working relationship.
How to Manage Irregular Income Without Losing Your Mind
Feast one month, famine the next. The system that turns unpredictable freelance income into a steady, salary-like paycheck you can actually budget around.
The Financial Metrics Every Solo Business Should Track
You can't improve what you don't measure. The handful of numbers that actually tell you how your one-person business is doing — and what to do about them.
Tax Deductions Freelancers Forget to Claim
Every legitimate business expense you don't claim is money handed to the tax authority for no reason. The commonly missed deductions and how to track them.
How to Raise Your Rates With Existing Clients
Raising prices on clients you already have feels terrifying — so most freelancers never do it. A calm script and strategy for doing it well.
Runway and Rainy Days: Building a Financial Buffer for Your Solo Business
A cash buffer is what turns freelancing from a nerve-wracking hustle into a calm business. How much you need, and how to build it from zero.
The Anatomy of an Invoice That Gets Paid Fast
Small details on an invoice have an outsized effect on how quickly it's paid. A line-by-line breakdown of what to include and why.
Bookkeeping Basics Every Solopreneur Should Know
You don't need an accounting degree to keep clean books. The handful of habits that keep your finances organised and your tax season painless.
How to Set Aside Money for Taxes When You're Self-Employed
The tax bill that ruins a freelancer's year is almost always the one they didn't save for. A simple system so it never surprises you again.
How to Chase a Late Invoice Without Feeling Awkward
Late payments are a cash-flow problem, not a personal slight. A calm, escalating system for getting your money — with the exact words to use.
Why You Should Separate Business and Personal Finances (and How)
Mixing your business and personal money feels harmless when you start. It quietly becomes the source of most of your admin stress. Here's how to untangle it.
How to Set Your Freelance Rates Without Guessing
Stop pricing your work by gut feel. A clear method for setting rates that cover your costs, respect your time, and still win the work.
How to Invoice Clients (and Actually Get Paid on Time)
A practical, no-fluff guide to sending invoices that look professional, leave no room for confusion, and get money into your account faster.